Ameritas Direct The No-Load Insurance Pioneer

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Ameritas Life Insurance Corp.

Ameritas Life Insurance Corp., headquartered in Lincoln, Nebraska, has been a provider of individual life insurance products sinces its founding in 1887. For more than one hundred years, the strength and stability of the company has attracted the confidence of both consumers and producers.

Investment Option	Asset Category	Risk Ranking	Objective/Primary Investments
Fixed Account	Capital Preservation	1 2 3 4 5	Safety of principal and minimum rate of return both guaranteed by Ameritas in a general account of Ameritas which invests primarily in high-quality corporate bonds and government securities.

Information on the risk ranking of investment options is provided by the UNIFI Investment Products Group (a part of Ameritas Life Insurance Corp.), and is provided as impersonal information, and not as investment advice. The Investment Products Group is not advising you personally concerning the nature, potential, value or suitability of any particular investment option. The provision of a risk ranking does not constitute a recommendation that any particular investment option is suitable for any specific person. Risk rankings are prepared from sources believed to be reliable, but the sources are not guaranteed and may not be accurate. Please consult with your own advisers concerning the advisability of selecting particular investment options within your policy. Risk rankings range from “1” (lower risk and lower reward potential) to “5” (higher risk and higher reward potential).

Ameritas Advisor VUL (form 4051) is issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Corp. Product available in most states.

Variable products have investment risk, including the possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges, expenses and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. Read the prospectuses carefully before investing.

AD-VULW 004 Rev. 5-09