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Ameritas Advisor VUL  offers you the opportunity to invest the cash value in a wide range of investment options advised by well-known fund managers. In addition, you have the ability to move the money among the different options tax-free, which makes it easy to diversify an investment. Here are some of our well-known fund managers:

 Vanguard VIF
 AIM VI Series I
 American Century VP
 Ameritas
 Calvert Variable Series, Inc.
 DWS Investments
 Fidelity VIP
 Franklin Templeton Investments
 MFS VIT
 PIMCO VIT
 Rydex
 Summit Mutual Funds, Inc.
 T. Rowe Price
 Third Avenue Management
 UIF

Ameritas Advisor VUL (form 4051) is issued by Ameritas Life Insurance Corp. and underwritten by affiliate Ameritas Investment Corp. Product available in most states.  Variable products have investment risk, including the possible loss of principal. Before investing, carefully consider the investment objectives, risks, charges, expenses and other important information about the policy issuer and underlying investment options. This information can be found in the policy and investment option prospectuses. Read the prospectuses carefully before investing. It is possible that coverage may lapse if policy costs reach maximum guaranteed levels, and premiums continue to be paid at the initial planned premium level.

AD-VULW 003 Rev. 12-08
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